Quick, practical reads on health insurance claims, TPA disputes, and your rights as an Indian policyholder.
New IRDAI guidelines tightened claim settlement timelines, expanded cashless networks, and strengthened grievance escalation paths.
Choosing a non-network hospital doesn't just mean reimbursement instead of cashless — it often means significant underpayment.
Insurers use broad pre-existing definitions to deny claims years after purchase. Know the rules — and their limits.
Most policyholders don't realise that breaching the room rent cap reduces every other payable item proportionally.
A pre-authorisation denial doesn't end your claim. This guide walks you through exactly what to do in the next 24 hours.